Product

Documentation

Resources

Schedule a demo

Smarter

Payments

Reconciliation

Routing

Payouts

For Platforms

Gain full control of money movement, lower operational cost and grow your business by capturing more revenue per transaction.

Schedule a demo

Smarter

Payments

Reconciliation

Routing

Payouts

For Platforms

Gain full control of money movement, lower operational cost and grow your business by capturing more revenue per transaction.

Schedule a demo

Smarter

Payments

Reconciliation

Routing

Payouts

For Platforms

Gain full control of money movement, lower operational cost and grow your business by capturing more revenue per transaction.

Schedule a demo

Benefits

Fintech infrastructure

Accept payments, route funds, manage payouts, and automate reconciliation with components built for platforms. Rootline handles the complexity so you can focus on growth.

Simplify operations

Automate your reconciliation with granular, transaction-level data. Get full visibility into fees, payouts, and balances without workarounds or third-party integrations.

Regain control

Take back ownership of your payment experience. Onboard clients, manage flows end-to-end, and maintain compliance without relying on third parties.

Grow your business

Monetize every transaction, define pricing models, apply dynamic markups, and pass on costs to boost margins. Drive more revenue with flexible account structures.

We believe fintech should be a core part of your business, not an add-on. Rootline gives you full control over money movement with infrastructure that eliminates workarounds, simplifies integration, and finally delivers on the promise of easy reconciliation.

Product

Payments with every channel, and one integration

In-person, online, tokenized, agentic: all through a single API. Same merchant, unified reporting.

Cards, iDEAL, Bancontact, Apple Pay, Google Pay, Klarna, PayPal

POS terminals with Tap to Pay and cloud-native architecture

Checkout Components: drop-in, brandable payment forms

Tokenized and recurring payments built in

ONE ENDPOINT · EVERY RAIL

POST /v1/payments

{

"amount": {

"currency": "EUR",

"quantity": "10.00"

"payment_rails": { ··· }, // different per channel

"reference": "order-123",

"return_url": "https://...",

"splits": [],

}

Same request shape. The payment_rails object decides the channel.

In-Person

Online

acmeretail.com/checkout

Pay €42.00

Card

Visa, Mastercard, Amex

iDEAL

Pay with your bank

Apple Pay

Use the card in your Apple Wallet

In practice

How Rootline works

We provide building blocks to handle your compliance, accept transactions, programmatically route funds across your network of accounts and manage payouts with automated reconciliation and real-time tracking.

In practice

How Rootline works

Simplify onboarding

Activate accounts and comply with regulatory requirements by using our off-the-shelf onboarding solution.

Simplify onboarding

Activate accounts and comply with regulatory requirements by using our off-the-shelf onboarding solution.

Support all relevant payment methods

Accept cards, wallets, and local payment methods through a single integration, wherever your customers are. Online and in-person.

Support all relevant payment methods

Accept cards, wallets, and local payment methods through a single integration, wherever your customers are. Online and in-person.

Optimize routing

Define how money moves between accounts in your network based on logic that fits your business model.

Optimize routing

Define how money moves between accounts in your network based on logic that fits your business model.

Control payouts

Determine when funds are released to accounts and when they are paid out, scheduled or on demand.

Control payouts

Determine when funds are released to accounts and when they are paid out, scheduled or on demand.

Reconcile effortlessly

Track every transaction
in real time, effortlessly

Track every transaction in real time with a live ledger and granular data. Get instant visibility into fees, payouts, and balances. Share itemized reports across your ecosystem designed for accuracy, transparency, and financial perfection.

Reconcile effortlessly

“Partnering with Rootline has been a game-changer for our finance operations. Their platform empowers us to configure even the most intricate financial workflows with ease. With Rootline's support, we've transitioned towards a fully compliant infrastructure, ensuring both efficiency and adherence to regulatory standards.”