We've been building payments infrastructure for over a decade.
Rootline is what we wish we'd had from the start.
Weโve been building payments infrastructure for over a decade.
Rootline is what we wish weโd had from the start.

Our team has founded and scaled some of Europe's biggest fintechs. The last generation of payments infrastructure? We helped build it.
But we watched platforms outgrow what we'd built. The architecture was designed for linear transactions. Platforms needed recursive splits, dynamic fees, multi-party payouts, and cross-channel reconciliation without workarounds.
So we started over. Rootline is a financial engine built from scratch for the way platforms move money today.
Our team has founded and scaled some of Europeโs biggest fintechs. The last generation of payments infrastructure? We helped build it.
But we watched platforms outgrow what weโd built. The architecture was designed for linear transactions. Platforms needed recursive splits, dynamic fees, multi-party payouts, and cross-channel reconciliation without workarounds.
So we started over. Rootline is a financial engine built from scratch for the way platforms move money today.
Our team has founded and scaled some of Europeโs biggest fintechs. The last generation of payments infrastructure? We helped build it.
But we watched platforms outgrow what weโd built. The architecture was designed for linear transactions. Platforms needed recursive splits, dynamic fees, multi-party payouts, and cross-channel reconciliation without workarounds.
So we started over. Rootline is a financial engine built from scratch for the way platforms move money today.



Most payment providers were designed for simple, one-to-one transactions. They added platform features later: subaccounts, splits, marketplace payouts. But the foundation was never rebuilt. The result is rigid account hierarchies, manual reconciliation workarounds, and engineering teams spending more time maintaining their payment stack than building their product.
We started with the platform use case and worked backwards. One API. One data model. One financial truth. From the simplest webshop to the most advanced multi-party business model, without the usual complexity.
Most payment providers were designed for simple, one-to-one transactions. They added platform features later: subaccounts, splits, marketplace payouts. But the foundation was never rebuilt. The result is rigid account hierarchies, manual reconciliation workarounds, and engineering teams spending more time maintaining their payment stack than building their product.
We started with the platform use case and worked backwards. One API. One data model. One financial truth. From the simplest webshop to the most advanced multi-party business model, without the usual complexity.
Most payment providers were designed for simple, one-to-one transactions. They added platform features later: subaccounts, splits, marketplace payouts. But the foundation was never rebuilt. The result is rigid account hierarchies, manual reconciliation workarounds, and engineering teams spending more time maintaining their payment stack than building their product.
We started with the platform use case and worked backwards. One API. One data model. One financial truth. From the simplest webshop to the most advanced multi-party business model, without the usual complexity.
Investors
Weโre backed by leading investors
Leadership
Our founders and board

John Caspers
CEO & Co-Founder

Anselm Adelmann
CFO & Co-Founder

Felix Koeslag
CTO & Co-Founder

Rutger de Waard
Co-Founder

Anton von Ingelheim
CCO
TAKE CONTROL
Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

TAKE CONTROL
Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

TAKE CONTROL
Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

BLOG UPDATES
Ideas for building simpler, smarter payment operations.

Three times the output, with the same number of people
Three times the output, with the same number of people

Vipps MobilePay reach more merchants through Rootline
Vipps MobilePay reach more merchants through Rootline

Running our own 3D Secure infrastructure
Running our own 3D Secure infrastructure

