You decide how money moves.

You decide how money moves.

Split one payment between the merchant, the courier, and your own cut. Price each account differently, and release payouts only when the service is delivered. One engine from acceptance to settlement.

Split one payment between the merchant, the courier, and your own cut. Price each account differently, and release payouts only when the service is delivered. One engine from acceptance to settlement.

Request a demo

One system for the full money flow

Routing, fees, reconciliation, payouts. We run them all through one engine, so the complexity disappears but your control doesn’t.

Routing, fees, reconciliation, payouts. We run them all through one engine, so the complexity disappears but your control doesn’t.

Platform fee

3%

Capture more margin

Capture more margin

Define fees at any stage and adjust them on the fly, even after capture. See the real cost behind each transaction, then set platform fees with a clearer view of margins.

Define fees at any stage and adjust them on the fly, even after capture. See the real cost behind each transaction, then set platform fees with a clearer view of margins.

Payment

€498.95

Reconciled

Fee

-€14.97

Reconciled

Refund

-€72.40

Reconciled

Payment

€126.80

Reconciled

Payment

€9.64

Reconciled

Refund

-€13.91

Reconciled

Fee

-€83.25

Reconciled

Payment

€284.50

Reconciled

Fee

-€8.54

Reconciled

Payment

€67.20

Reconciled

Refund

-€29.99

Reconciled

Payment

€1,240.00

Reconciled

Refund

-€45.60

Reconciled

Fee

-€3.82

Reconciled

Payment

€352.18

Reconciled

Refund

-€118.75

Reconciled

Remove complexity

Remove complexity

Payments, splits, fees, refunds, and payouts reconcile themselves in one report. Your finance team stops comparing exports and starts closing books.

Payments, splits, fees, refunds, and payouts reconcile themselves in one report. Your finance team stops comparing exports and starts closing books.

Processing…

Pay out with confidence

Pay out with confidence

Every payout ties back to the transactions, splits, and fees behind it. Merchants see what they earned and when it lands. No mysteries.

Every payout ties back to the transactions, splits, and fees behind it. Merchants see what they earned and when it lands. No mysteries.

Fee management

Capture margin at every stage of the flow.

Capture margin at every stage of the flow.

Fees shouldn’t be locked in on day one. With Rootline, you can add markups, adjust pricing logic, and fine-tune fee models across the lifecycle of a transaction. Plug in the engine once, then keep finding new ways to grow revenue without rebuilding your setup..

Fees shouldn’t be locked in on day one. With Rootline, you can add markups, adjust pricing logic, and fine-tune fee models across the lifecycle of a transaction. Plug in the engine once, then keep finding new ways to grow revenue without rebuilding your setup..

Dynamic fees via API or dashboard

Dynamic fees via API or dashboard

Markups per merchant or channel

Markups per merchant or channel

Interchange++ with full transparency

Interchange++ with full transparency

Update pricing without code changes

Update pricing without code changes

Charge platform fees

PAYOUTS

Payouts, from funds release to bank account.

Decide when funds become available, per account or per split. Pay out on demand or on a schedule, and follow every payout until it lands in the merchant's bank account. If one bounces, you know.

Decide when funds become available, per account or per split. Pay out on demand or on a schedule, and follow every payout until it lands in the merchant’s bank account. If one bounces, you know.

Funds availability you define, per account or per split

Funds availability you define, per account or per split

Payouts on demand or on a schedule, like every Monday night

Payouts on demand or on a schedule, like every Monday night

Every payout tracked until it lands, bounces included

Every payout tracked until it lands, bounces included

Each payout links to a settlement report, down to the transaction

Each payout links to a settlement report, down to the transaction

Payout received!

€3,183.25

Account

NL91 ABNA 0417 1643 00

Date

Mon 17 Aug, 2026

Reconciliation

Every channel, every method, a single report.

One clear report brings together payments, refunds, fees, chargebacks, and payouts across every channel. Fully reconciled before your finance team finishes their first coffee.

One clear report brings together payments, refunds, fees, chargebacks, and payouts across every channel. Fully reconciled before your finance team finishes their first coffee.

One report for all channels and methods

One report for all channels and methods

Refunds linked to original transactions

Refunds linked to original transactions

Chargeback resolution per split

Chargeback resolution per split

Full fee transparency per line item

Full fee transparency per line item

Account ID

Payment ID

Interchange fees

Scheme fees

Payment reference

Created at

Account name

Method

Journal

Fee type

Journal Event Time

acc_ea3c2cb7-8548

pmt_WfylS8BUKHcxkd6pWqKAT

0

0

enroll_b1e35a16-b8a5-4851-9705-766ba7965b30

2026-07-17T15:27:51Z

Northstar Hotels

visa

fee_paid

processing_fee

2026-07-22T00:00:00Z

acc_dee31c56-2499

pmt_T2ybGmdJHVxc7DYvvdNPW

-158

-0.0705

enroll_4e4893d9-077a-4b4f-be0d-a61814bef1cc

2026-07-17T15:27:51Z

Canal House Stays

visa

refunded

refunded

2026-07-22T00:00:00Z

acc_bcca63e9-22c1

pmt_aVWOTS5aFyc6BRxkTAOaE

0

0

sub_982475c0-ecbb-4365-b723-fc813ec83d19

2026-07-17T15:27:51Z

Harborline Transfers

visa

funds_released

funds_released

2026-07-22T00:00:00Z

acc_6b2c8d49-1daa

pmt_S0jaZfIdp7M5EBO5ndWd8

-158

-0.0705

sub_85d47c38-5618-4a53-9b6f-022626be1f3f

2026-07-17T16:13:16Z

Northstar Hotels

visa

fee_paid

processing_fee

2026-07-22T00:00:00Z

acc_0fde791d-3080

pmt_g71SHyXtUQSYXsne6Po41

0

0

enroll_09272af4-f65b-42eb-8026-34eec4deaacc

2026-07-17T16:13:16Z

Northstar Hotels

visa

refunded

refunded

2026-07-22T00:00:00Z

acc_ea3c2cb7-8548

pmt_WfylS8BUKHcxkd6pWqKAT

0

0

enroll_b1e35a16-b8a5-4851-9705-766ba7965b30

2026-07-17T15:27:51Z

Northstar Hotels

visa

fee_paid

processing_fee

2026-07-22T00:00:00Z

acc_cfe4e227-e5a9

pmt_NsosT3FMjYSvWYbwoPKBy

0

0

enroll_18532db1-4af0-4ba2-9ce4-307490e68830

2026-07-17T16:13:16Z

Horizon Travel Cover

visa

balance_transfer

balance_transfer

2026-07-22T00:00:00Z

acc_dee31c56-2499

pmt_T2ybGmdJHVxc7DYvvdNPW

-142

-0.0683

enroll_4e4893d9-077a-4b4f-be0d-a61814bef1cc

2026-07-17T15:27:51Z

Canal House Stays

visa

refunded

refunded

2026-07-22T00:00:00Z

acc_bcca63e9-22c1

pmt_aVWOTS5aFyc6BRxkTAOaE

0

0

sub_982475c0-ecbb-4365-b723-fc813ec83d19

2026-07-17T15:27:51Z

Harborline Transfers

visa

funds_released

funds_released

2026-07-22T00:00:00Z

acc_cfe4e227-e5a9

pmt_NsosT3FMjYSvWYbwoPKBy

0

0

enroll_18532db1-4af0-4ba2-9ce4-307490e68830

2026-07-17T16:13:16Z

Horizon Travel Cover

visa

balance_transfer

balance_transfer

2026-07-22T00:00:00Z

TAKE CONTROL

Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

TAKE CONTROL

Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

TAKE CONTROL

Talk to our team about routing, fees, reconciliation, and payouts on Rootline.

BLOG UPDATES

Ideas for building simpler, smarter payment operations.

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PayPal is now live on Rootline

Filling the Basket: Your First Step Into Agentic Commerce

What payments compliance looks like when it's built into the infrastructure

If You Can’t Answer These 3 Questions, You're Losing Money

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