Fintech as the core of your business
Fintech as the core of your business
Rootline provides modular fintech components to give you full control of dynamic fund routing, automated reconciliation, and customizable monetization tools.
Rootline provides modular fintech components to give you full control of dynamic fund routing, automated reconciliation, and customizable monetization tools.
Developers
Developers
Control and automate your payment operations
Developers
Control and automate your payment operations
Define and control payment flows
Dynamically route and allocate funds across your network of accounts, directly through the API.
POST
POST
https://payment-api.rootline.com/v1/payments
https://payment-api.rootline.com/v1/payments
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{
"account_id": "QRPlatform",
"amount": {"currency": "EUR", "quantity": "47.10"},
"splits": [
{
"account_id": "Foodcourt",
"amount": {"currency": "EUR", "quantity": "47.10"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "1.88", "currency": "EUR"}}}
],
"splits": [
{
"account_id": "BarrysBistro",
"amount": {"currency": "EUR", "quantity": "33.30"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "1.99", "currency": "EUR"}}}
]
},
{
"account_id": "MandysMilkshakes",
"amount": {"currency": "EUR", "quantity": "13.80"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "0.82", "currency": "EUR"}}}
]
}
]
}
]
}
{
"account_id": "QRPlatform",
"amount": {"currency": "EUR", "quantity": "47.10"},
"splits": [
{
"account_id": "Foodcourt",
"amount": {"currency": "EUR", "quantity": "47.10"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "1.88", "currency": "EUR"}}}
],
"splits": [
{
"account_id": "BarrysBistro",
"amount": {"currency": "EUR", "quantity": "33.30"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "1.99", "currency": "EUR"}}}
]
},
{
"account_id": "MandysMilkshakes",
"amount": {"currency": "EUR", "quantity": "13.80"},
"fees": [
{ "flat_rate": { "amount": {"quantity": "0.82", "currency": "EUR"}}}
]
}
]
}
]
}
Control your rates, grow your revenue
Monetize any touchpoint in the payment flow, from checkout to payout. Define and update fees dynamically for each transaction to pass on costs, apply markups, or adjust margins.
POST
POST
https://payment-api.rootline.com/v1/payments
https://payment-api.rootline.com/v1/payments
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{ "account_id": "QRPlatform",
"amount": {"currency": "EUR", "quantity": "20.00"},
"splits": [
{
"account_id": "CorasCatering",
"amount": {"currency": "EUR", "quantity": "20.00"},
"release_funds":"7d",
"fees": [
{ "flat_rate": { "amount": {"quantity": "2.00", "currency": "EUR"}}}
]
}
]
}
{ "account_id": "QRPlatform",
"amount": {"currency": "EUR", "quantity": "20.00"},
"splits": [
{
"account_id": "CorasCatering",
"amount": {"currency": "EUR", "quantity": "20.00"},
"release_funds":"7d",
"fees": [
{ "flat_rate": { "amount": {"quantity": "2.00", "currency": "EUR"}}}
]
}
]
}
Split-level control
Manage operations at the most granular level. Trigger refunds, adjust fees, or reroute funds on a per-split basis, without disrupting the original payment flow.
PATCH
PATCH
https://payment-api.rootline.com/v1/payments/{pmt_original}
https://payment-api.rootline.com/v1/payments/{pmt_original}
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{
"reference": "A new fee",
"splits": [
{
"id": "{pmt_barrysbistro}",
"fees": [
{
"id": "{fee_initial}",
"flat_rate": {
"amount": {"quantity": "2.10", "currency": "EUR"}
}
}
]
}
]
}
{
"reference": "A new fee",
"splits": [
{
"id": "{pmt_barrysbistro}",
"fees": [
{
"id": "{fee_initial}",
"flat_rate": {
"amount": {"quantity": "2.10", "currency": "EUR"}
}
}
]
}
]
}
Precise payout control
Release funds to different accounts on custom schedules, even from the same payment. Control internal settlement and payouts separately, so you can pay users after events while collecting funds upfront.
POST
POST
https://payout-api.staging.rootline.com/payouts
https://payout-api.staging.rootline.com/payouts
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{ "reference": "Payout",
"description": "Payout to Barry's Bistro",
"account_id": "{acc_barrysbistro}",
"amount": {
"currency": "EUR", "quantity": "20.00"
}
}
{ "reference": "Payout",
"description": "Payout to Barry's Bistro",
"account_id": "{acc_barrysbistro}",
"amount": {
"currency": "EUR", "quantity": "20.00"
}
}
Reporting
Reporting
Reporting
Provide financial precision
Comprehensive reports
Get out-of-the-box reporting that tracks buy-rates, sell-rates, fees, and net proceeds. Every account in your network receives the same detailed, itemized reports, ensuring transparency at every level.
QR Platform
Barry’s Bistro
Account
Reference
Gross amount
Split amount
Platform revenue
Platform fees
Net amount
Food Court
p1-4b9c-27e
47.10
-47.10
2.81
-1.88
0.93
Food Court
p2-b4d8-6c2
25.00
-25.00
1.35
-0.95
0.40
Food Court
p3-8c7a-2e4
44.52
-44.52
2.80
-1.82
0.98
Food Court
p4-e3d7-a2c
16.93
-16.93
1.07
-0.72
0.35
Food Court
p5-b3f8-5a1
38.75
-38.75
2.33
-1.56
0.77
Food Court
p6-e2d5-c8a
29.84
-29.84
1.79
-1.10
0.69
Food Court
p7-4c8d-f6a
41.20
-41.20
2.47
-1.64
0.83
Reports for platforms
Track your customers’ payments and see the balance mutations relevant to your platform account, including the fees that you pay to Rootline and the revenue earned.
Reports for client users
Delight your platform users with the same level of detail, keeping visibility over fees with every payment, finally delivering on the promise of making reconciliation easy.
QR Platform
Barry’s Bistro
Account
Reference
Gross
Split
Rev
Fees
Net
Food Court
p1-4b9c-27e
47.10
-47.10
2.81
-1.88
0.93
Food Court
p2-b4d8-6c2
25.00
-25.00
1.35
-0.95
0.40
Food Court
p3-8c7a-2e4
44.52
-44.52
2.80
-1.82
0.98
Food Court
p4-e3d7-a2c
16.93
-16.93
1.07
-0.72
0.35
Food Court
p5-b3f8-5a1
38.75
-38.75
2.33
-1.56
0.77
Food Court
p6-e2d5-c8a
29.84
-29.84
1.79
-1.10
0.69
Food Court
p7-4c8d-f6a
41.20
-41.20
2.47
-1.64
0.83
Reports for platforms
Track your customers’ payments and see the balance mutations relevant to your platform account, including the fees that you pay to Rootline and the revenue earned.
Reports for client users
Delight your platform users with the same level of detail, keeping visibility over fees with every payment, finally delivering on the promise of making reconciliation easy.
QR Platform
Barry’s Bistro
Account
Reference
Gross amount
Split amount
Platform revenue
Platform fees
Net amount
Food Court
p1-4b9c-27e
47.10
-47.10
2.81
-1.88
0.93
Food Court
p2-b4d8-6c2
25.00
-25.00
1.35
-0.95
0.40
Food Court
p3-8c7a-2e4
44.52
-44.52
2.80
-1.82
0.98
Food Court
p4-e3d7-a2c
16.93
-16.93
1.07
-0.72
0.35
Food Court
p5-b3f8-5a1
38.75
-38.75
2.33
-1.56
0.77
Food Court
p6-e2d5-c8a
29.84
-29.84
1.79
-1.10
0.69
Food Court
p7-4c8d-f6a
41.20
-41.20
2.47
-1.64
0.83
Reports for platforms
Track your customers’ payments and see the balance mutations relevant to your platform account, including the fees that you pay to Rootline and the revenue earned.
Reports for client users
Delight your platform users with the same level of detail, keeping visibility over fees with every payment, finally delivering on the promise of making reconciliation easy.
Make it yours
Make it yours
Make it yours
Own the payment experience
Customizable checkout
Integrate Rootline’s API to build a fully customized checkout, or use pre-built UI components to accelerate deployment.
Dashboard for full visibility
Monitor transactions, balances, and payment flows in one dashboard with real-time updates.
Simplified onboarding
Help users get started quickly. Our risk-based approach streamlines onboarding while reducing friction for your users.
Want to learn more?
Explore Rootline in more detail or speak to our team to see how it can support your platform.
Want to learn more?
Explore Rootline in more detail or speak to our team to see how it can support your platform.
Want to learn more?
Explore Rootline in more detail or speak to our team to see how it can support your platform.
GDPR
PSD2
GDPR
PSD2
